"One hiccup can put someone over the edge," Ms. Cunningham said. "We are seeing people with electric bills that are higher than their mortgage."

That virus that makes people fat must make them stupid as well.

Hey it ain't Newport Beach, their mortgage may be only a few hundred a month if they've been there a while.
I guess I had this mental image of someone on the financial edge, blindly running the whole-house air conditioning up to hundreds of dollars a month, and then wondering what happened to all the money.  The article hit the words "poor planning" a few times, which reinforced that.

My small condo's electricity runs about $18/mo, with the computer on too much.  That might be the other source of my boggle.