And a slightly increadable tale
http://www.rumormillnews.com/cgi-bin/forum.cgi?read=128361

My wife and I had our car loan called in by U.S. Bancorp! We were NOT even notified ahead of time! They just took our 2003 Ford Focus wagon! We found it missing from our driveway the other morning!! We were NOT in default, and current with all payments!!!

(the current with all payments!!! - I wonder if they were not current in the past...)

Could have been worse. I heard one case of a family that was 3 payments behind on their Escalade. The were getting threatening letters and calls from the bank, then they got up one morning to find two Escalades in the driveway.

LOL !!