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I made a lifestyle choice 13 years ago to live in town where the taxes are higher and property is more expensive, but I would be able to ride my bike and walk downtown.
I certainly am not regretting that decision now. I've used two to three gallons of gasoline in my car since I fueled up prior to Katrina (which was when I switched to my bike for work). Just cutting back enough to save ONE fill-up each month (at $3/gal) saves me $45/month (15 gal tank). That's $540/year. I'm not giving up on my car -- I'm just not using it as much. It's still a huge difference. It also means I'm using about 180 gal/yr less gasoline.
I also find that by biking to work I don't run as many frivolous errands (like a mid-morning run to Open Eye Cafe for a mocha or lunch out from the office). That saves me another $30-$50 each week. Suddenly, I feel flush with cash!