Figuring ~140,000 BTU/gallon of oil, that 10 gallons/day is 1.4 million BTU, equivalent to about 1400 cubic feet of natural gas.  That's one hell of a lot of energy (and money).

Your best investment might be insulating and sealing rather than any kind of energy production or capture.  Is your building brick or frame?  What you can do depends on what you've got; if you can blow expanding foam into the walls of a balloon-framed structure, it's going to be a lot simpler than trying to slap something on the inside of brick walls.

Thanks, EP
  Seals and better insulation started on day one, along with window replacements, insulated window 'quilts' that cover the glass at night, redirecting dryer exhaust INTO the basement in the wintertime, and other mods.

  I don't think it's one OR the other.. I see it as akin to money.. you have to make what you can, and also limit your expenses, save.  I hear the advice of economizing first, then adding generative capacity, but I am always looking at both sides of the equation.  I also hear how people have added a little generation, and it has further inspired them to take measures necessary to see that none of it is ever thrown away again.  I think it's actually sometimes the reverse of the common wisdom of waiting till later to get some generation/heating started.. just like I decided the adage about NYC being 'a nice place to visit, but you wouldn't want to live there' was also backwards to my experience.. I love living there, when I have a place to get home to and shut the door and chill, but I'm always more jumpy and unsettled when I'm visiting, due for the bus home, time is short and no chance to do all the things you want to do..

As far as the bike ideas above, by the way..
  I've built an outdoor Bike-Garage onto our house, so the tenants and we can access our bikes easily, without dragging them up stairs, scratching walls and doors, and fighting with them for living space.  Can't wait to expand it, and get a proper Trailer for my bike to do some errands and jobs from.

Consider a folding bike that you can easily fit into the trunk of most cars. Alternatively, a small station wagon probably will accommodate your full-size bike easily with the rear seats folded down; that was my solution for decades until I bought my Brompton folder.

Why go anywhere without a bike? My folder fits into a large suitcase and so I can check it onto a plane with no fee and no fuss. Many busses in the Twin Cities have accommodations for bikes, and I daresay other places do this on certain routes.

Carrying extra weight on an airplane to save a few gallons of fuel at the destination?  That's ironic.
"Ironic"? I think it is clever. Some carry 50 kilos of clothing; I make do with about four pounds. First things first.

Lots of people take their bikes by air. HOWEVER, that is expensive and inconvenient, because you have to partially disassemble the bike (usually) and fit it into a special and expensive carton, which is then probably thrown away and burned at point of destination. BTW, when I travel I do not take my laptop or other nonessentials. I usually take with me a few liters of good tap water (in carry-on luggage) and also a few pounds of food. This is a good allocation for when one is stranded in an airport overnight.

Once again, I question: Why go anywhere without a bike?

When it burns more petroleum than leaving it behind.
An additional fifty pounds might burn an additional quart or two of kerosene on a transatlantic run. You have any idea of how heavy those babies are? And anyway, I just lost twenty pounds and plan to lose another fifteen. Better to take a bike along than extra blubber.

I've always thought that obese people should pay more on planes.

That begs the question of how much you could save by renting something at the destination.
Wow! That's ten times as much as I use in my 1800 sq. ft house in pretty cold weather.  An old farmhouse that we redid from the inside with moderate amounts of insulation (that was 30 yrs ago) about 6 inches of fiberglass in walls and 18 inches in attic.  Now I wish I had put in that big water wall I was thinking about- but the wife was afraid of a deluge if we should happen to get a near miss from an H bomb or something.  After all, you can't be too cautious when it comes to home security, right?

Thermal storage is great for any time of year, but especially when the wood stove is roaring away and tending to overheat things.

Old buildings can be done over green.  Look at the Friends Committee on National Legislation (fcnl.org). bldg right across the street from the senate office building in DC.  They did a great job, but spent some big gobs of money, some of it mine, to do it.  Now I am hoping those senators will take a look when they are not dodging all those terrorists behind the lamp posts.

Thermal storage is great for any time of year

Situations differ.  Why keep an unoccupied room comfortable ?  Sure, enough to not freeze the pipes, but beyond that ?

I come in, turn on my window a/c (SEER 11 heat pump), strip quickly, perhaps take a quick "unheated" water shower (my NG is off and will stay off till October) and it is acceptable within a few minutes close to the a/c.  I keep the door closed to the front room so as not cool it.

More thermal mass just slows the process and keeps me uncomfortable longer.  And the temperature delta between inside & out shrinks when I am away with low internal thermal mass.

"Unheated" water in Austin, TX is blood-warm in July and August.

That's only true of environs so far south (and with very shallow water mains), though.  And if you were cooling by e.g. passively radiating heat to the sky at night, thermal mass would be the only way you could enjoy the benefits during the day.

Right, that's what I do.  use the fairly cool night to get my house down with an attic fan, then shut everything tight during the day, and use a little personal fan if needed.  Works great, and people think we have AC, which we never did.  But sure Alan.  In NO, that wouldn't work  As I remember, just hot and sticky ALL  the time.  So  I understood my thermo prof when he talked about heat death!  Been there.

But there are places in the US where the daily temp goes up and down like a yo-yo, and thermal mass can be used to great effect if you have the equivalent of a Maxwell demon working the in and out valves.  fortunately, yu can buy maxwell demons at radio shack these days.

The low this morning, just before dawn, was 81 F (27 C) with a dew point of 76 F (24 C).  This is slightly cooler than average for this time of the year.

Not much overnight cooling !