Can you explain how BIS "creates the crises"?

Bring down interest rates from 6.5% to 1% in a few months, raise M3 by 15% per year, and have Sir Alan go public telling people that homwownership is a G-d given right, that they now all can get through new loan arrangements. ARM's provide Americans with liberty!!! Power to the people.....

the right to bear ARM's?

LOL!